Using cutting-edge technologies for better results and team balance
Calculate your benefits over time
We stand for transparency, and for building solutions only when they make sense. This calculator gives you a first, honest estimate of what implementation involves and what it could free up — in time, capacity, and value beyond efficiency — so you can compare it against your situation today before any conversation with us.
Benefits beyond the numbers
The calculator below puts a figure on capacity — time your team gets back for higher-value work. These four are just as real, but show up differently: not as a number you can plug into a payback formula, but as ground truth you'll see once SAIF is in place.
P&L accuracy
More consistent, traceable reserves and provisions. Measurable as a case study after 1+ year of use, not before.
Compliance & regulatory risk
Reduced exposure under the frameworks identified in step 3. Real, but not assigned a probability-weighted CHF value here.
ESG footprint contribution
Sovereign, efficient-by-design infrastructure strengthens your own ESG and AI-governance disclosures.
Trustworthy AI positioning
Reputational value of demonstrable, auditable AI use — genuine, but not quantifiable in CHF.
What this means for your role
The same implementation, seen from four different seats at the table.
Executive summaries and financials that are transparent and standardized across the company
Reputational use of AI — sovereign, trustworthy, and transparent by design, not just by claim
Capacity freed up across finance translates into faster, better-informed strategic decisions
A live reference case in sovereign, trustworthy, and transparent AI — a competitive advantage to point to in board and investor conversations
Operational conversations grounded in data, not interpretation — everyone working from the same numbers
Better-prepared operational reviews, with variances explained before the meeting, not during it
Consistent variance methodology across entities and business units, not ad hoc by team
Scales as the company grows — more entities and countries without proportional headcount
More accurate, consistently documented reserves and provisions — direct P&L impact
Fewer auditor clarification rounds and a smoother path to sign-off
Reduced regulatory exposure under FADP, FINMA guidance, and the EU AI Act
The numbers below are built for this seat — a transparent, defensible payback case
Real relief from the stress of repetitive manual reconciliation and narrative-writing under deadline pressure
More time on genuinely analytical, judgment-driven work — the part of the job that builds a career
Less last-minute scrambling when auditors ask for backup
Still firmly in the loop — reviewing and refining, not replaced
1Your company
These answers set the starting complexity of your engagement. Nothing here is shared until you choose to send it.
For context only — doesn't affect the calculation below.
Switzerland is always in scope. Each additional region adds its own regulatory frameworks below.
Drives entity complexity and GAAP-reconciliation effort, regardless of region.
Clean data takes far less work to onboard than fragmented data — this is its own effort line below.
1bFinancial reporting cadence
Tell us how often each event happens per year, across your whole operation. Cadence is what drives effort here, not country count.
Close cycles
Audit cadence (internal + external)
Ad hoc events
Each event represents roughly 3 person-days of combined finance and audit-liaison effort today. This applies across your whole operation, regardless of how many countries it spans.
2What's included by default
ESG, audit-liaison depth, and reserves/provisions work are included by default in the implementation estimate. Switch any off if it genuinely doesn't apply to you.
3Regulatory frameworks in scope
Inferred automatically from the regions you operate in, plus your country count for multi-jurisdiction complexity — no need to select these yourself.
4Your finance team's time today
Calculated directly from the cadence you entered in step 1b — not guessed, and not scaled by a country multiplier. This is where your team's time goes today, before SAIF.
How much of your team's time stays focused on judgment and strategy?
The rest of today's manual variance-analysis and narrative-writing work is what SAIF takes on, freeing that capacity for higher-value work. The more time your team chooses to keep hands-on, the smaller that redirected capacity becomes.
5Your result
Effort calculated in person-days from your company profile above, then priced using SAIF's published day rates — blended automatically by the seniority mix the work requires.
Capacity redirected to higher-value work
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The manual portion of today's close & audit cycle that SAIF takes on, valued at your team's time
Year-1 total cost
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Implementation + first year of maintenance + license, infrastructure & API
Payback period vs. 18-month threshold
18 mo
Fill in your profile above to calculate your payback period
Your indicative price unlocks once your payback period clears the 18-month threshold. This is deliberate: SAIF does not propose an engagement unless the capacity case is real.
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Of the Year-1 total above, this is the one-time implementation portion. A formal quote follows a scoping exercise to confirm complexity and scope; maintenance and license/infrastructure/API costs are shown separately below since they recur annually.
Horizon
Implementation cost
Figures are shown in today's terms. They do not account for cost-of-living adjustments, inflation, or additional complexity and regulation that may arise over the horizon — all of which would typically increase the baseline cost of finance shown here, independent of SAIF.
What you get
Beyond the numbers above, here is what implementation actually delivers.
A connected dashboard
Your data sources connected, with deviations, narratives, and reporting requirements embedded directly — customized to your structure, not a generic template.
A transparent workflow
A solution your CFO, auditors, and other stakeholders can follow end to end — every output traceable back to its source.
A clear view of risks and mitigations
An honest overview of what could go wrong and how it's addressed, not a sales narrative that omits the trade-offs.
Relief for your FP&A team
Your team stays in the loop for human judgment and review, not for the manual work that currently consumes their time.
Want to go through this together?
If your numbers clear the threshold, we'll turn this into a formal scope and quote. If they don't yet, we'll tell you honestly what would need to change.
arantza.garcia@whatif-ai.org
Methodology: implementation effort uses a flat, blended baseline (13 person-days) plus add-ons for data quality, business-unit aggregation, and multi-country/multi-region complexity. Recurring annual effort is calculated directly from the cadence you enter — each close, audit, or ad hoc event represents approximately 3 person-days of combined finance and audit-liaison effort today, with no separate country multiplier, since cadence already reflects your real operating pattern. Your annual return is the full baseline cost of that effort, minus the share you choose to retain in-house for analytics and judgment — SAIF does not claim to remove your team from the process, only the manual portion of it. The cost of running SAIF includes implementation, annual maintenance, and a separate license, infrastructure & API line (from CHF 8,000–12,000/year depending on scale) covering sovereign cloud compute, storage, and connector usage — this figure is an initial assumption pending real deployment data and will be refined as we onboard more clients. Regulatory frameworks are inferred cumulatively from the regions you select, since regimes like the EU AI Act apply across an entire region rather than per-country. Each person-day is priced using SAIF's published all-in day rates (overhead included, nothing added afterward): a standard blend for implementation and routine close work, audits priced at the flat Senior Managerial rate (CHF 1,500/PD, reflecting that audit-liaison work is led senior, not junior- or manager-blended), and a senior-skewed blend for ESG and reserves/provisions work. This tool is a self-assessment starting point; a formal engagement always begins with a scoping exercise to confirm complexity and scope.